As a first time buyer, mortgage hunting can be stressful and confusing! Whilst it’s imperative to find the right property, it’s equally important to have the right funding to make sure you start your first property off with the right type of finance. This ensures you get on the right path to having not only financial security, but so you are not paying more than you should be.
With so many factors to consider like location, price, stamp duty, interest rates, interest type, fixed vs variable, honeymoon rates and the hundreds of different products out there – it can be difficult to know where to begin when looking for your first mortgage. This is where Mortgage Matters can step in and help you choose the right products based on your individual situation.
Mortgage Matters can help you identify:
- The right lender for your needs (based on your deposit amount, borrowing needs, savings structure, property strategy etc)
- Knowing when you should be submitting your First Home Owner form and to who
- Helping you identify if you or your joint applicant would be eligible
- What you should be looking out for in your first mortgage
- Management of the entire loan application process
If you have any questions regarding the First Home Owners Grant (FHOG) or need a Mortgage Broker to help you get that first loan, be sure to contact us today so I can guide you in the right direction.
